About Us
Bridgit is a leading non-bank lender transforming the way Australians access property finance. Purpose-built to make property transactions faster and easier, we pioneered the Buy Now, Sell Later solution – empowering homeowners to unlock their property equity and move on their terms. With a simple digital application, fast approvals, and flexible loan options, we’re making property finance seamless and stress-free.
We’re now five years old and making huge strides. We have accredited over three quarters of Australia’s broker network, and launched white label solutions with Australia’s largest aggregators – Connective, Aussie Home Loans, Finsure, and Loan Market Group – and we’re just getting started.
Our momentum has been recognised with awards such as Best Growth Story at the 2025 Fintech Awards, 2025 Finder People’s Choice Award for Lending Innovation, the finalist for Excellence in Lending (Business & Consumer) at the 2025 Finnies, Deloitte's tech fast 50 2025 and finally; being recognised as one of LinkedIn’s top 20 Start Up’s in Australia 2025.
The difference you’ll make:
As Risk & Compliance Officer, you will provide independent second-line oversight that helps Bridgit manage regulatory and operational risk as the business scales. You will maintain and test our compliance framework, support the identification and management of operational risks, oversee breaches and incidents through to resolution, and support effective risk governance through the Risk Council. You will act as a trusted, practical voice on risk and regulatory obligations across the business, working closely with the Head of Credit Risk to keep our risk and compliance frameworks proportionate, current and embedded in how we operate.
What you’ll do:
Regulatory Compliance Monitoring
Maintain and continuously improve Bridgit’s compliance obligations register, mapping obligations under the NCCP Act, ASIC Regulatory Guides, National Credit Code, AML/CTF Act, Privacy Act and relevant ASIC/AFCA requirements.
Design and execute a rolling compliance monitoring and testing plan across credit origination, servicing, collections and hardship processes.
Monitor regulatory change, assess the impact on Bridgit’s products, policies, processes and controls, and work with relevant business owners to ensure required changes are implemented and tracked through to completion.
Complaints, Breaches & Incident Management
Support end-to-end management of the breach and incident register, including root cause analysis, remediation tracking and reportable situations assessment under RG 78.
Partner with Customer Care on complaint themes and AFCA matters, identifying systemic issues and feeding insights back into policy and process design.
Prepare breach and incident papers for the Risk Council and support timely regulatory notifications where required.
AML/CTF & Financial Crime
Support execution of Bridgit’s AML/CTF Program, including customer due diligence oversight, transaction monitoring support and annual reporting obligations.
Assist with AUSTRAC reporting requirements and independent review coordination.
Policy, Framework & Governance Support
Own and maintain compliance-related policies (e.g. Complaints, Breach Reporting, AML/CTF, Privacy) in coordination with Legal & Compliance and Credit Risk.
Support the Head of Credit Risk in maintaining and strengthening Bridgit’s Risk Management Framework and supporting effective risk governance and reporting across the business.
Contribute a compliance lens to Bridgit’s hindsight assurance (QA Layer 3) work, supporting credit file reviews and reviewer calibration.
Risk Governance & Operational Risk
Support the Head of Credit Risk in the effective operation of the Risk Council, including preparation of papers, maintenance of action registers and tracking agreed actions through to completion.
Support the identification, assessment and ongoing monitoring of operational risks across the business, working with first-line owners to ensure risks are clearly understood, appropriately assessed and effectively managed.
Maintain and support the ongoing development of Bridgit’s operational risk register, including emerging risks, control effectiveness and remediation actions.
Support the design, documentation and testing of key controls across material operational and compliance risks, identifying control gaps and working with business owners to establish and track remediation plans.
Identify themes and trends across incidents, breaches, complaints and assurance findings, and ensure these insights inform risk reporting and process improvement.
Prepare clear risk reporting for the Risk Council and Board, highlighting material risks, emerging trends, control weaknesses and overdue remediation actions.
Support risk assessments and ongoing oversight of material third-party and outsourced service providers.
Training & Culture
Design and deliver compliance training for Credit Operations, Sales and Customer Care teams, tailored to role-based obligations.
Act as a trusted, accessible point of contact for frontline teams raising compliance questions or concerns, fostering a speak-up culture.
5+ years’ experience in a compliance, risk or regulatory role within consumer lending, non-bank lending or financial services.
Sound working knowledge of the NCCP Act, ASIC Regulatory Guides, AML/CTF Act and Privacy Act as they apply to credit providers.
Experience with breach and incident management, complaints handling and AFCA processes.
Strong analytical skills, with the ability to translate regulatory obligations into practical, workable controls.
Experience supporting risk governance forums and preparing clear, concise risk and compliance reporting for senior management or Board-level audiences.
Experience identifying, assessing and monitoring operational risks and controls, including risk registers, incidents, remediation actions and emerging risks.
Excellent written communication skills, comfortable preparing papers for governance forums such as a Risk Council or Board.
A collaborative, pragmatic style — able to build trust with frontline and sales teams without diluting independence of the second line.
Comfortable operating in a lean, fast-paced non-bank environment where processes and frameworks are still maturing.
Our Culture and Benefits
Bridgit values its team, they are the heart of how we build this business. Along with competitive remuneration, slick offices and the chance to be part of an innovative, agile fintech, we also offer:
Extra Leave – We offer birthday leave + an additional day of paid leave to be used for life events, celebrations, or just a mental health reset.
Two Weeks from Anywhere – We encourage employees to work remotely from a location of their choice for two weeks each year.
Learning and Development – All employees are encouraged and empowered to engage in professional development, including a number of learning initiatives run internally.
Social Events – We have a jam-packed social scene, with events throughout the year to bring the team together!
Ready to Make an Impact?
If you're passionate about transforming lending and want to join a team that values fresh thinking and real impact, we’d love to hear from you. Apply now and help shape the future of finance!
