Corpay Cross-Border is a leading payments and risk management solutions provider with a global footprint that includes the United States, Canada, the United Kingdom, Australia, Singapore, New Zealand, and other key financial hubs. Corpay Cross-Border has established a successful and growing business in APAC. The Regulatory Compliance Lead- Australia and Singapore will support Corpay’s APAC payment and FX derivatives operations, with a particular focus on the Australian and Singaporean regulatory landscapes.
Role Overview
Corpay Cross-Border is seeking a highly experienced Regulatory Compliance Lead to support and strengthen our regulatory framework across Australia and Singapore.
This role is critical in ensuring compliance with ASIC and MAS regulatory requirements, particularly as they apply to cross-border payments, foreign exchange (spot, forwards, options), client money handling, licensing obligations, and financial services conduct. The successful candidate will bring deep technical regulatory expertise, strong interpretive capability, and experience translating regulatory obligations into operational controls within a fast-paced financial services environment.
Key Responsibilities
Regulatory Advisory & Interpretation
- Act as subject matter expert on MAS (PS Act, SFA, AML/CFT Notices, TRM Guidelines) and ASIC (AFSL, Corporations Act, RG guidance, DDO, AML/CTF Act) requirements.
- Provide technical regulatory advice to business, product, operations, and risk teams.
- Interpret new and evolving regulatory requirements and assess impact to the business.
- Draft regulatory gap analyses and implementation plans.
Regulatory Framework & Governance
- Maintain and enhance compliance frameworks across AU and SG entities.
- Develop and update policies and procedures aligned with regulatory obligations.
- Ensure regulatory obligations registers remain accurate and current.
- Support Board and senior management reporting on regulatory risk.
Product & Change Advisory
- Review new product proposals (FX spot, forwards, options, payment solutions).
- Provide compliance input on licensing perimeter issues.
- Assess conduct, disclosure, and client classification implications.
- Support regulatory impact assessments for system and process changes.
Regulatory Engagement
- Support interactions with MAS and ASIC, including regulatory queries, thematic reviews, and onsite inspections.
- Assist in preparing regulatory submissions and breach notifications (where applicable).
- Monitor enforcement trends and industry developments.
Monitoring & Assurance
- Design or enhance compliance monitoring programs.
- Support second-line reviews and thematic testing.
- Identify control weaknesses and recommend remediation actions.
Skills, Qualifications & Experience
- 5+ years of regulatory compliance experience within:
- Cross-border payments
- FX / derivatives
- Fintech or non-bank financial institutions
- Banks with international payments exposure
- Deep working knowledge of:
- MAS Payment Services Act
- MAS AML/CFT Notices (PSN01/PSN02 or relevant notices)
- Securities and Futures Act (SFA)
- ASIC AFSL regime
- Corporations Act
- AML/CTF Act (Australia)
- Demonstrated experience translating regulatory obligations into operational frameworks.
- Experience engaging with regulators or responding to regulatory reviews.
- Strong policy drafting and regulatory writing skills.
- Ability to operate independently in a senior advisory capacity.
Desirable:
- Technical FX Derivatives knowledge/ ability to analyse a portfolio
- Experience across both AU and SG jurisdictions.
- Exposure to NZ FMA regime.
- Legal, risk, or audit background.
- Professional qualifications (e.g., CAMS, law degree, compliance certification).
Key Competencies:
- Strong regulatory interpretation and analytical capability.
- Commercially pragmatic with sound risk judgment.
- Excellent written and verbal communication.
- High attention to detail.
- Ability to influence stakeholders across business and technical teams.
- Comfortable working in a growth-oriented, fast-moving environment.
Why Join Corpay
Work with a high-performing global regulatory and legal team in a role with visibility, autonomy, and influence. Shape regulatory strategy and risk infrastructure for one of the fastest-growing cross-border payments firms. Competitive remuneration, global exposure, and the ability to make an outsized impact in a growing region.
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About Corpay
Corpay is a global technology organization that is leading the future of commercial payments with a culture of innovation that drives us to constantly create new and better ways to pay. Our specialized payment solutions help businesses control, simplify, and secure payment for fuel, general payables, toll and lodging expenses. Millions of people in over 80 countries around the world use our solutions for their payments.
At Corpay, we are committed to fostering an inclusive and respectful workplace where employees are valued for their diverse perspectives, experiences, and contributions. We believe that diversity, equity, and inclusion strengthen our teams, drive innovation, and support our continued success globally.
As part of our hiring process, offers of employment may be subject to the successful completion of pre-employment screening conducted by an authorized third-party provider, in accordance with applicable laws and Corpay policies. Screening requirements may include employment references, identity verification, criminal record checks, financial or sanctions screening, and other background checks relevant to the role and permitted by local law.
Notice to Recruitment Agencies and Search Firms: Corpay does not accept unsolicited resumes from agencies or search firms without a valid written agreement in place. Any unsolicited candidate submissions will become the property of Corpay, and no fees will be paid related to such submissions.
Learn more about Corpay: https://www.corpay.com
Transparency & Compliance
Equal Opportunity Employer
Corpay is committed to providing equal employment opportunities to all applicants and employees. Employment decisions are made without regard to race, color, religion, sex (including pregnancy), gender, gender identity or expression, sexual orientation, national origin, ancestry, age, disability, marital status, genetic information, military or veteran status, or any other characteristic protected by applicable law. Corpay is committed to fostering an inclusive workplace where individuals are respected and valued for their diverse perspectives, experiences, and contributions. If you require reasonable accommodation during any part of the application or interview process, please notify a representative of the Human Resources Department.
Use of Artificial Intelligence in Hiring
Corpay may use artificial intelligence (AI) and other technology-enabled tools to support certain aspects of the recruitment process, such as application screening, candidate assessment, or interview scheduling. These tools are designed to enhance efficiency, consistency, and fairness throughout the hiring process. AI tools do not make final hiring decisions. All employment decisions involve human review. Corpay is committed to the responsible use of AI, including appropriate oversight and safeguards designed to support fair and unbiased outcomes.
Candidate Privacy Notice
For information about how Corpay processes personal information during the recruitment process, please review our Candidate Privacy Notice: https://www.corpay.com/privacy-policy.
Pay Philosophy
Corpay is committed to fair, equitable, and transparent compensation practices. Compensation decisions are based on objective, job-related factors including skills, experience, qualifications, and market benchmarks. Where required by applicable law, salary or compensation ranges will be included in the job posting or provided prior to the interview process, where required by applicable law. Additional compensation elements such as bonuses, incentives, benefits, or variable pay may apply where applicable.
