The Commonwealth Bank of Australia (CommBank or CBA) is one of Australia's "Big Four" banks and one of the country's largest financial institutions. Founded in 1911, it provides a comprehensive range of financial services including personal and business banking, home loans, credit cards, wealth management, insurance, investment services, and institutional banking. The bank serves millions of customers across Australia and has operations in New Zealand, Asia, Europe, and North America. CBA is widely recognized for its leadership in digital banking and technology innovation.
A Credit Risk Analyst evaluates the creditworthiness of individuals, businesses, and corporate clients by analyzing financial information and assessing lending risks. The role supports informed lending decisions while helping protect the bank from potential financial losses.
Key Responsibilities
- Assess loan and credit applications using financial and credit data.
- Analyze financial statements, cash flow, and repayment capacity.
- Identify and evaluate potential credit risks.
- Prepare detailed credit assessment reports and recommendations.
- Monitor existing loan portfolios for changes in risk exposure.
- Ensure lending decisions comply with internal credit policies and regulatory requirements.
- Collaborate with relationship managers and lending teams on complex credit applications.
- Recommend strategies to reduce credit risk and improve portfolio performance.
Pay: From $8,000.00 per month
Benefits:
- Childcare assistance
- Dental insurance
- Health insurance
- Life insurance
- Maternity leave
- Parental leave
- Professional development assistance
- Profit sharing
- Relocation assistance
- Vision insurance
Work Location: In person
