VeiraMal Consulting is seeking an experienced Finance Broker to join YTM Group Pty Ltd in Kew. Our client is looking for an enthusiastic individual who can work well in a team, with strong communication skills.
Objective of the Position
- To provide clients with professional advice and assistance in obtaining suitable finance solutions tailored to their financial circumstances and objectives.
- To support Company in delivering high-quality finance brokerage services across residential, commercial, and asset finance products.
Responsible for: Delivering professional finance brokerage services and arranging suitable lending solutions for clients.
Accountable to: Manager / Director
Performance Appraisal: Three months after appointment, then at least annually and/or as required.
Job Description:
The Finance Broker is responsible for assessing clients' financial circumstances, identifying appropriate lending products, and arranging finance solutions through banks, lenders, and financial institutions.
Key duties include:
- Conduct detailed consultations with clients to assess their financial objectives, borrowing capacity, and funding requirements.
- Analyse clients' financial information, including income, assets, liabilities, cash flow, and credit history.
- Research, compare, and recommend suitable finance products available through banks, lenders, and financial institutions.
- Develop tailored lending strategies to support residential, commercial, investment, and asset finance requirements.
- Recommend loan structures and finance packages that align with clients' financial goals and repayment capacity.
- Explain finance products, lending conditions, fees, repayment obligations, and associated risks to clients.
- Prepare and submit finance applications and supporting documentation to lenders.
- Liaise with banks, lenders, solicitors, accountants, valuers, and other stakeholders throughout the finance approval process.
- Negotiate finance terms and conditions with lenders on behalf of clients.
- Monitor loan applications and provide regular progress updates to clients.
- Prepare documentation outlining finance arrangements, repayment schedules, loan terms, and lending conditions.
- Review clients' financial circumstances periodically and identify refinancing or additional finance opportunities.
- Arrange and broker complex finance transactions, including commercial loans, equipment finance, asset finance, development funding, leasing facilities, and commercial property finance.
- Maintain strong relationships with clients, lenders, and referral partners to support ongoing business growth.
- Ensure all activities comply with responsible lending obligations, regulatory requirements, and company policies.
- Monitor economic and market trends affecting lending products and provide informed advice to clients.
Requirements
- Demonstrated experience in finance broking, lending, banking, or financial services.
- Strong understanding of lending products, credit assessment principles, and financial analysis.
- High attention to detail and compliance standards.
- Ability to manage multiple applications and meet strict deadlines.
- Excellent negotiation and stakeholder management skills.
- Strong client relationship and communication skills.
- Commitment to delivering exceptional client service and maintaining ethical professional conduct.
Remuneration: $85,000.00 - $95,000.00 + Super
Location: Suite 503 Level 5, 1 Princess Street, KEW VIC 3101
If you are interested and think you will be a good fit for this role, please apply.
Pay: $75,000.00 – $85,000.00 per year
Work Location: In person
