Risk and Compliance Officer
We are seeking an experienced Risk and Compliance Officer to support and enhance our risk and compliance framework within our NSW operation. Based in Sydney, this role sits at the centre of risk, compliance and financial resilience activity, supporting risk management and strengthening governance frameworks across the institution.
You will partner with business units, stakeholders and the Head Office to identify and assess risks, implement controls, and ensure compliance with Australian banking laws and regulations.
About the Role
As the Risk and Compliance Officer for the Australian branch of a foreign Authorised Deposit-taking Institution (ADI), you will be responsible for the end-to-end execution of risk management protocols. This role requires technical expertise in market and operational risk, with an added focus on liquidity risk. You will ensure the branch’s activities remain within established limits while upholding the standards of regulatory compliance and internal control.
This is a permanent full-time opportunity with high visibility and real influence.
Key Responsibilities
- Conduct comprehensive assessments of market, operational and liquidity risks.
- Actively monitor portfolio exposures and high-risk accounts to mitigate potential losses.
- Execute risk appetite and limit monitoring via Management Information System (MIS).
- Assist in preparing detailed risk analysis reports, including data deep-dives and assessments of control effectiveness.
- Assist in providing practical advice on identifying, assessing and managing risks.
- Assist in reviewing and amending risk management frameworks, internal policies, and standard operating procedures.
- Assist in ensuring all risk and monitoring activities strictly aligned with APRA and ASIC requirements, as well as Head Office standards.
- Coordinate across internal control, compliance and audit functions to manage regulatory reporting and threshold breaches.
About You
- Bachelor’s degree in Finance, Business, Economics, Mathematics or related filed.
-Must be an Australian citizen, permanent resident, New Zealand citizen, or hold a valid visa with work entitlements
- Demonstrated 1 - 3+ years of experience in risk and compliance within banking and financial services environment in Australia, preferably within an ADI.
- Preference will be given to candidates holding a Financial Risk Manager (FRM) or a Certificate/Diploma in Risk Management.
- Strong knowledge of risk management frameworks, compliance obligations (APRA Prudential Standards) and assurance processes.
- Experience with financial resilience and incident management is preferred.
- Experience working with compliance reviews and audits in Australia.
- Ability to collaborate with stakeholders at all levels to deliver practical, business-aligned risk/compliance solutions.
- High level of integrity, ability to manage competing priorities and attention to detail.
- Strong verbal and written communication and analytical skills.
- Mandarin proficiency is preferred to facilitate seamless communication with the foreign Head Office and for the review of bilingual technical documentation.
Why Join Us?
- Opportunity to work within a global network while focusing on the unique challenges of the Australian market.
- A collaborative and professional culture that values integrity and proactive risk management.
- Competitive remuneration commensurate with experience and career progression opportunities.
About the Company
O-Bank is a pioneer in digital banking, blending a prestigious heritage in industrial finance with a high-growth, tech-driven mindset. As Taiwan’s first native digital bank and a certified B-Corp, we are defined by our commitment to social impact, agility, and a "win-win" philosophy that prioritises ethical innovation over traditional bureaucracy. We are now expanding into Australia and seeking bold, creative problem-solvers to join our founding local team, offering the unique opportunity to build the future of a world-class financial ecosystem within a culture that champions autonomy, flexibility, and global connectivity.
Work Location: In person
