You will lead a small team of credit risk professionals to evolve commercial lending credit risk policies, with in-depth consideration of risk, reward, customer and employee experience, and technology opportunities. You will bring a strong understanding of commercial lending credit risk and how it relates to the credit risk lifecycle, while owning, managing and updating the suite of risk appetite and credit risk policies that underpin our risk management framework. You will identify and investigate trends and insights from internal and external data to understand where credit policies can be optimised, and contribute to projects that support strategic initiatives across the credit risk lifecycle.
You will develop a strong understanding of the management reporting produced within the Credit Risk team, including identifying opportunities to improve automation, managing data quality, and updating technical documentation and user guides. Working collaboratively with key stakeholders, including internal and external data teams and the centralised risk management group, you will help drive continuous improvement and effective risk management outcomes. You will also lead the team to ensure obligations and reporting standards are met, drawing on deep knowledge of Prudential Standards for ADIs under Risk Management, including APS220, ARS220, APS112, APS113, NCCP and BCOP.
