In-Demand Banking development program Jobs in Western Australia

Personal Finance Lead
Royal Automobile Club of WA —West Perth WA
- Full-time
- Writing skills
- Financial services
- Leadership
1d
Technical Services Engineer
ATCO Gas Australia —Jandakot WA
- Full-time
- CAD
- Engineering
- Organisational skills
- Employee stock purchase plan
- Health insurance
4h
Technical Services Engineer
ATCO Gas —Jandakot WA
- Full-time
- CAD
- Engineering
- Organisational skills
- Employee stock purchase plan
- Health insurance
Quick Apply
5h

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Personal Finance Lead

Royal Automobile Club of WA -
West Perth WA

Apply Now

Job Details

Full-time
1 day ago

Benefits

Group activities
Insurance services

Qualifications

Certificate IV
Writing skills
Financial services
Leadership

Full Job Description

Are you an experienced lending professional, ready to step into a lead role where you can shape capability, influence policy, and deliver outstanding member outcomes?

RAC Finance are looking for a Lending Lead to joining our Personal Finance team, playing a pivotal role in our Personal Finance team. This is a hands-on opportunity for someone who thrives in lending operations, enjoys developing others, and has a passion for continuous improvement and member advocacy.

About the Role

Reporting to the Senior Manager of Personal Finance, you’ll act as the 2IC for the team, providing leadership support while maintaining strong ownership of lending activities. You’ll balance credit assessment, loan processing, policy and procedure governance, and people leadership, ensuring our lending practices are compliant, efficient and member focused.

This role is ideal for someone who enjoys being the go-to subject matter expert, confidently handling escalations and complaints, and leading improvements across lending processes.

What you'll be doing:

Act as the subject matter expert for document verification and lending scenarios
Own and continuously improve lending policies and procedures, ensuring they remain current, compliant and well documented
Assisting when needed to assess and approve personal loan applications and prepare loan documentation
Ensure adherence to NCCP, AML/CTF and KYC obligations
Support governance reporting, submissions and continuous improvement initiatives
Act as 2IC to the Personal Finance Manager, stepping in to lead the team as required
Coach, support and uplift team capability through 1:1s, call reviews and quality assessments

What You’ll Bring:

Cert IV in Credit Management or similar (Desired)
RG146 / Tier 2 Financial Services accreditation (Desired)
Proven experience in personal loan assessment (banking or finance essential)
Strong understanding of responsible lending obligations and the National Consumer Credit Act
Demonstrated experience writing, maintaining or improving policies and procedures
Proven ability to lead, coach and influence without direct reports
Experience handling escalations and complaints with confidence
Exceptional attention to detail and decision-making capability

Why RAC?

Better Journeys Begin at RAC. A career at RAC is more than just a job. We are passionate about our people, and we strive to create an environment that fosters their growth, our culture, and diversity and inclusion for all.

Our People are members first. Our people feel valued, respected and recognised
Be empowered to learn – professional career development and training provided
RAC recognise the value of flexible work
Generous discounts on home, contents and car insurance plus free roadside assistance
In-house Health and Wellness programs
Community Volunteering program
An established Diversity & Inclusion strategy
A very active Social Club - join one of the most active social clubs in Perth with over 900 members

If you’re ready to step into a role where your lending expertise, leadership capability and policy mindset truly make a difference, we’d love to hear from you.

Please note: We encourage you to apply as soon as possible, as RAC reserves the right to close this vacancy without notice. If you need any assistance with your application, please email [email protected]

Apply Now

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banking development program jobs in western australia

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